Debt Consolidation Refinance in Phoenix AZRoll High-Interest Debt Into Your Mortgage
Carrying high-interest credit card debt and have equity in your home? A debt consolidation refinance rolls that debt into your mortgage at a much lower rate. Your monthly payment drops, your overall interest goes way down, and you simplify your life.
- 10+ Years Experience
- License NMLS# 1455718
- $500M+ in Loan Volume Closed
- Backed by the Nation's #1 Mortgage Brokerage
When You Need Debt Consolidation Refinance
Debt consolidation refis make sense when you have meaningful equity in your home and significant high-interest debt — credit cards at 18-24 percent, car loans at 8-12 percent, personal loans, medical bills. Rolling that debt into your mortgage at a much lower rate can save you hundreds or thousands per month. The math has to work — you need enough equity, and your new payment needs to be affordable.
Our Debt Consolidation Refinance Process
Here's how we close your debt consolidation refi. Call or text me with your current mortgage info, an estimate of your home value, and a list of debts you want to pay off. I'll show you exactly what your new payment would be and how much you'd save. If the math works, we move forward. Most debt consolidation refis close in 25 to 35 days. The high-interest debts get paid off at closing.
Debt Consolidation Refinance Cost in Phoenix
Refinance closing costs typically run 2 to 4 percent of the loan amount. I'll show you no-closing-cost options too. The interest savings from rolling high-rate debt into a lower-rate mortgage usually pays back the closing costs in the first year or two. Every cost in writing before you commit.
Why Choose Us
I've helped families across Phoenix get out from under credit card debt with debt consolidation refis. Ten years in the business and 50-plus five-star reviews. Same-day response on every call and text. I'll only recommend the refi if it actually saves you money.
Ready to Get Started?
Drowning in high-interest debt? Call or text Mark at (480) 690-9790 and let's see if a consolidation refi makes sense today.
For more debt-relief options, see all of our Credit Counseling Service services in Phoenix.
Reviewed by
Mark Fazio — Licensed Mortgage Loan Officer
NMLS #1455718 · Barrett Financial Group (NMLS #181106) · Phoenix, AZ
Mark Fazio is a licensed Phoenix mortgage broker with 10+ years of experience and over 1,000 home loans closed. He shops dozens of lenders to find the lowest rate on purchase, refinance, and specialty loans, and personally guides every client from the first call through closing.