Hard Money Loans in Phoenix AZFast, Asset-Based Loans for Investors and Flippers
Need a fast, asset-based loan for an investment property? Hard money loans close in days, not weeks. They're built for investors flipping houses, bridging between deals, or grabbing a property before a slow lender can close. I work with Phoenix's top hard money lenders.
- 10+ Years Experience
- License NMLS# 1455718
- $500M+ in Loan Volume Closed
- Backed by the Nation's #1 Mortgage Brokerage
When You Need Hard Money Loans
Hard money is the right call when speed matters more than the lowest rate. Common uses include flipping houses (buy, renovate, sell), bridging between sale and purchase, closing on a property the seller wants gone quickly, or financing a property that doesn't qualify for traditional lending. Hard money lenders care more about the property's value than about your income or tax returns. The trade-off is higher rates and shorter terms — usually 6 to 18 months.
Our Hard Money Loans Process
Here's how we close your hard money loan. Call or text me with the deal details — property, purchase price, renovation budget (if applicable), and exit plan. I'll match you with the right hard money lender. Most hard money loans close in 5 to 14 days. I'll explain every term, fee, and exit strategy so you know exactly what you're signing up for.
Hard Money Loans Cost in Phoenix
Hard money rates run higher than conventional financing because of the speed and flexibility. Origination fees (points) are also higher. The trade-off is closing fast and qualifying on the property. I shop dozens of hard money lenders to find the best combination of rate, leverage, and term length. Every cost in writing before closing.
Why Choose Us
Hard money is its own world. The wrong lender can charge way too much or set you up for failure. I work with Phoenix's most reliable hard money lenders, and I'll be honest if hard money isn't the right tool for your deal. Ten years in the business and 50-plus five-star reviews. Same-day response on every call and text.
Ready to Get Started?
Need to close fast on an investment? Call or text Mark at (480) 690-9790 today.
For more commercial financing options, see all of our Loan Agency services in Phoenix.
Reviewed by
Mark Fazio — Licensed Mortgage Loan Officer
NMLS #1455718 · Barrett Financial Group (NMLS #181106) · Phoenix, AZ
Mark Fazio is a licensed Phoenix mortgage broker with 10+ years of experience and over 1,000 home loans closed. He shops dozens of lenders to find the lowest rate on purchase, refinance, and specialty loans, and personally guides every client from the first call through closing.