Home Purchase Pre-Approval in Phoenix AZA Real Pre-Approval Letter, Issued Same Day
Ready to start making offers? A real pre-approval letter — backed by verified income, assets, and a soft credit pull — gives sellers confidence that you'll close. I issue same-day pre-approvals so you can write an offer the moment you find the right home.
- 10+ Years Experience
- License NMLS# 1455718
- $500M+ in Loan Volume Closed
- Backed by the Nation's #1 Mortgage Brokerage

When You Need Home Purchase Pre-Approval
You need a pre-approval letter before you start touring homes seriously. Sellers won't take your offer seriously without one. Most agents require it before they'll show you homes. The pre-approval also gives you a real number to shop within — you'll know exactly what you can afford. The difference between a pre-qualification (a quick estimate) and a pre-approval (verified documents) is huge.
Our Home Purchase Pre-Approval Process
Here's how we get you pre-approved. Send me your basic info — pay stubs, tax returns, bank statements, ID. My AI tools verify everything as it comes in. I run a soft credit check that doesn't hurt your score. Within hours, I email you a real pre-approval letter showing what you qualify for. You can use that letter to make offers the same day.
Home Purchase Pre-Approval Cost in Phoenix
Pre-approvals are free. No cost for the letter, no obligation to use me when you find a home. The soft credit pull doesn't hurt your score. You'll see what you qualify for, what your monthly payment would look like, and what closing costs to expect.
Why Choose Us
Same-day pre-approvals are my specialty. I close hundreds of loans for buyers who needed to move quickly. Ten years in the business and 50-plus five-star reviews. Same-day response on every call and text — usually within minutes.
Ready to Get Started?
Need a pre-approval today? Call or text Mark at (480) 690-9790 right now.
For more purchase support, see all of our Purchase programs in Phoenix.

Reviewed by
Mark Fazio — Licensed Mortgage Loan Officer
NMLS #1455718 · Barrett Financial Group (NMLS #181106) · Phoenix, AZ
Mark Fazio is a licensed Phoenix mortgage broker with 10+ years of experience and over 1,000 home loans closed. He shops dozens of lenders to find the lowest rate on purchase, refinance, and specialty loans, and personally guides every client from the first call through closing.
