Mixed Use Property Loans in Phoenix AZFinancing for Properties That Mix Residential and Commercial
Buying a mixed-use building in Phoenix? Retail on the ground floor, apartments above. Office plus residential. These properties need specialized financing because they don't fit standard commercial or residential boxes. I shop lenders who do mixed-use deals all the time.
- 10+ Years Experience
- License NMLS# 1455718
- $500M+ in Loan Volume Closed
- Backed by the Nation's #1 Mortgage Brokerage
When You Need Mixed Use Property Loans
Mixed-use loans cover properties that combine more than one use — retail and residential, office and residential, retail and office. These are common in urban Phoenix, downtown Tempe, and walkable districts. They're used by investors, owner-occupants, and developers. The challenge is that some lenders only do residential, some only do commercial, and few do both. The right broker knows which lenders do mixed-use well.
Our Mixed Use Property Loans Process
Here's how we close your mixed-use loan. Call or text me with the property details — the use mix, the location, the rents, and what you're trying to do. I'll match it with a mixed-use friendly lender. Some deals work as residential with commercial elements, others as commercial with residential. Most mixed-use loans close in 45 to 75 days.
Mixed Use Property Loans Cost in Phoenix
Mixed-use loan rates depend on the use mix, your experience, the property's income, and the leverage you need. I shop dozens of lenders that specialize in mixed-use to find the best rate and terms. You'll see everything in writing before you commit.
Why Choose Us
Mixed-use is a niche product. The wrong broker tries to force it into a standard residential or commercial box. I work with lenders who actually do mixed-use as their bread and butter. Ten years in the business and 50-plus five-star reviews. Same-day response on every call and text.
Ready to Get Started?
Looking at a mixed-use property? Call or text Mark at (480) 690-9790 and let's structure the deal today.
For more commercial financing options, see all of our Loan Agency services in Phoenix.
Reviewed by
Mark Fazio — Licensed Mortgage Loan Officer
NMLS #1455718 · Barrett Financial Group (NMLS #181106) · Phoenix, AZ
Mark Fazio is a licensed Phoenix mortgage broker with 10+ years of experience and over 1,000 home loans closed. He shops dozens of lenders to find the lowest rate on purchase, refinance, and specialty loans, and personally guides every client from the first call through closing.