Mortgage Rate Shopping in Phoenix AZI Do the Shopping So You Don't Have To
Shopping mortgage rates yourself is a headache. Every lender wants a hard credit pull, every site quotes a different number, and the rates change every day. When you work with me, you fill out one application and I shop dozens of lenders for you. One soft credit pull, one process, and the best rate I can find.
- 10+ Years Experience
- License NMLS# 1455718
- $500M+ in Loan Volume Closed
- Backed by the Nation's #1 Mortgage Brokerage
When You Need Mortgage Rate Shopping
You need real rate shopping the moment you start thinking about buying a home or refinancing. The rate you see on TV or online ads is almost never the rate you'll get because your credit, down payment, and loan amount all change the math. Calling around to a few banks gives you a few data points but misses most of the market. A broker shops dozens of lenders with one application, which means you see the actual best rate available to you specifically. That's the only kind of rate shopping that matters.
Our Mortgage Rate Shopping Process
Here's how it works. Send me your basic info — purchase price, down payment, credit ballpark, and timing. I'll pull a soft credit check and run your scenario through every lender that fits your profile. Within a day, you'll have a short list of the best three or four rates with all the fees laid out side by side. You pick the one that fits your goals, and we move forward. If you're not ready to commit, no problem — the rate quote is free.
Mortgage Rate Shopping Cost in Phoenix
Rate shopping with me is free. Lenders pay the broker's commission, not you. You'll see every rate, every fee, and every term in writing before you choose. No hidden costs, no bait-and-switch. The number I quote you on day one is the number we close on, assuming nothing changes about your financial profile or the property.
Why Choose Us
Shopping rates one bank at a time is what got most homeowners stuck with a higher rate than they needed. I shop the full market in one shot. Ten years of doing this, 50-plus five-star reviews, and clients who routinely save thousands compared to their bank's first offer. Same-day response on every call and text. I'll always tell you what I'm seeing and why one quote fits your situation better.
Ready to Get Started?
Ready to see the lowest rate I can find for you? Call or text Mark at (480) 690-9790 and I'll start shopping today.
For more rate help, see all of our Mortgage Broker services in Phoenix.
Reviewed by
Mark Fazio — Licensed Mortgage Loan Officer
NMLS #1455718 · Barrett Financial Group (NMLS #181106) · Phoenix, AZ
Mark Fazio is a licensed Phoenix mortgage broker with 10+ years of experience and over 1,000 home loans closed. He shops dozens of lenders to find the lowest rate on purchase, refinance, and specialty loans, and personally guides every client from the first call through closing.