Multi Family Property Loans in Phoenix AZLoans for Duplexes, Triplexes, Fourplexes, and Larger
Buying or refinancing a multifamily property in Phoenix? Whether it's a duplex you'll live in or a 100-unit apartment building, I have access to the right lenders for each size and use case. I'll structure the financing for the best terms.
- 10+ Years Experience
- License NMLS# 1455718
- $500M+ in Loan Volume Closed
- Backed by the Nation's #1 Mortgage Brokerage
When You Need Multi Family Property Loans
Multifamily covers any property with two or more units. 2-4 unit properties (duplex, triplex, fourplex) typically use residential loans — sometimes even FHA or VA if you'll live in one unit. 5+ unit properties use commercial multifamily financing — agency, bank, CMBS, or bridge debt. Investors use multifamily to scale a rental portfolio because the cash flow per dollar invested often beats single-family rentals.
Our Multi Family Property Loans Process
Here's how we close your multifamily loan. Call or text me with the property — units, location, rents, and asking price. I'll match it with the right loan type — residential 2-4 unit financing (which sometimes includes FHA or VA owner-occupied options) or commercial multifamily for 5+ units. Pre-approval same day for residential, 1-2 days for commercial. Most multifamily loans close in 30 to 75 days depending on size.
Multi Family Property Loans Cost in Phoenix
Rates depend on property size, owner-occupied vs. investor, your experience, and the loan-to-value ratio. Smaller multifamily under FHA or VA can be very cheap if you'll live in one unit. Commercial multifamily varies by lender. I shop dozens of multifamily lenders to find the best terms.
Why Choose Us
Multifamily covers a wide range — from a first-time buyer purchasing a duplex to a seasoned investor buying a 50-unit complex. I've done both. Ten years in the business and 50-plus five-star reviews. Same-day response on every call and text. I'll match your deal with the right loan structure.
Ready to Get Started?
Looking at a multifamily property? Call or text Mark at (480) 690-9790 and let's review your deal today.
For more commercial financing options, see all of our Loan Agency services in Phoenix.
Reviewed by
Mark Fazio — Licensed Mortgage Loan Officer
NMLS #1455718 · Barrett Financial Group (NMLS #181106) · Phoenix, AZ
Mark Fazio is a licensed Phoenix mortgage broker with 10+ years of experience and over 1,000 home loans closed. He shops dozens of lenders to find the lowest rate on purchase, refinance, and specialty loans, and personally guides every client from the first call through closing.