New Construction Loans in Phoenix AZFinancing for Brand-New Phoenix Homes
Buying a brand-new home in Phoenix? Whether it's a builder spec home in Queen Creek, a custom build in Scottsdale, or a new-construction townhome in Tempe, I'll get you the right financing. I work with all the major builders and can match the builder's program or beat it.
- 10+ Years Experience
- License NMLS# 1455718
- $500M+ in Loan Volume Closed
- Backed by the Nation's #1 Mortgage Brokerage

When You Need New Construction Loans
New construction loans cover any newly-built home — builder spec homes, custom builds, and to-be-built inventory. Builders often have preferred lenders with incentive offers, but the rate and fees buried in those offers can cost more than the credit. The right move is to compare the builder's quote against an independent broker's quote so you know you got the best deal.
Our New Construction Loans Process
Here's how we close your new construction loan. Call or text me with the builder, the home, and the price. I'll pull a soft credit check and quote you the best rate I can find. If you're using the builder's preferred lender, I'll compare their offer to mine so you can make an informed choice. Most new-construction loans close in 30 to 45 days. I'll coordinate with the builder so there are no surprises.
New Construction Loans Cost in Phoenix
New construction rates are typically similar to existing-home rates. Builder incentives sometimes look great but often come with a higher rate or fees. I'll show you the real comparison. Every fee in writing before closing.
Why Choose Us
I've closed loans on new-construction homes from every major Phoenix builder — and saved buyers thousands compared to the builder's preferred lender. Ten years in the business and 50-plus five-star reviews. Same-day response on every call and text.
Ready to Get Started?
Buying new construction? Call or text Mark at (480) 690-9790 for a free quote today.
For more purchase programs, see all of our Purchase options in Phoenix.

Reviewed by
Mark Fazio — Licensed Mortgage Loan Officer
NMLS #1455718 · Barrett Financial Group (NMLS #181106) · Phoenix, AZ
Mark Fazio is a licensed Phoenix mortgage broker with 10+ years of experience and over 1,000 home loans closed. He shops dozens of lenders to find the lowest rate on purchase, refinance, and specialty loans, and personally guides every client from the first call through closing.
