Cash Out Refinance in Phoenix AZTurn Your Home Equity Into Cash
Need cash for a big goal? A cash-out refinance lets you tap the equity in your home and walk away with money in hand. I shop dozens of lenders to get you a strong rate while you pull out the cash you need for projects, debt, or your next move. You get a clear plan and honest math before you commit.
- 10+ Years Experience
- License NMLS# 1455718
- $500M+ in Loan Volume Closed
- Backed by the Nation's #1 Mortgage Brokerage
How We Help
You need a cash-out refinance when you've built up equity and want to put it to use. People use the cash to remodel a kitchen, add a room, or fix up the house. Others use it to pay off high-interest credit cards and car loans, turning several bills into one lower payment. Some pull cash from a rental property to buy another one. And some just want a safety cushion for life's surprises. A cash-out refinance replaces your current mortgage with a larger one and gives you the difference in cash. I help you decide if it's the right move and find the lender with the best terms for it. The equity you've earned can work for you.
How It Works
We start with a call about how much cash you need and what you'll use it for. I'll look at your home's value, your current loan balance, and your credit to see how much you can pull out. Then I shop dozens of lenders and bring back the best offers. I'll show you the new payment, the rate, and exactly how much cash you'd receive, all in writing. If it makes sense, we move forward. My AI tools handle most of the paperwork, and most cash-out refinances close in a few weeks. You'll know every number before you sign.
What It Costs in Phoenix
A cash-out refinance has closing costs like any refinance, and your new loan balance will be higher because you're taking cash out. That can mean a slightly higher payment, so it's important the cash is going toward something worthwhile. Rates for cash-out loans are usually a touch higher than a basic refinance, but I shop dozens of lenders to keep yours low. I show you the full picture before you commit — the payment, the rate, the cash amount, and every fee. Nothing hidden, so you can decide with clear eyes.
Explore Our Cash Out Refinance Services
Why Work With Mark
I've helped many Phoenix homeowners turn their equity into cash for the things that matter. Ten-plus years in the business and 50-plus five-star reviews. I shop dozens of lenders so you get a strong rate even while pulling cash out. I'll run honest math and make sure the move actually helps you. Same-day response on every call and text. And I never push you to borrow more than makes sense.
Ready to Get Started?
Want to know how much cash your home could free up? Call or text Mark at (480) 690-9790 for a free quote today. Same business day, every time.
Weighing your choices? Browse all of our specialty loan programs for tapping home equity.
Reviewed by
Mark Fazio — Licensed Mortgage Loan Officer
NMLS #1455718 · Barrett Financial Group (NMLS #181106) · Phoenix, AZ
Mark Fazio is a licensed Phoenix mortgage broker with 10+ years of experience and over 1,000 home loans closed. He shops dozens of lenders to find the lowest rate on purchase, refinance, and specialty loans, and personally guides every client from the first call through closing.