Home Improvement Loans in Phoenix AZFund Your Phoenix Renovation Without Draining Savings
Planning a renovation, addition, or major repair on your Phoenix home? Don't drain your savings or rack up credit card debt. A home improvement loan uses your home equity to fund the project at a much lower rate. I'll show you all the options and pick the right one.
- 10+ Years Experience
- License NMLS# 1455718
- $500M+ in Loan Volume Closed
- Backed by the Nation's #1 Mortgage Brokerage
When You Need Home Improvement Loans
A home improvement loan is the right move when you want to invest in your house without putting the cost on a high-interest credit card. Phoenix renovations often pay off — kitchens, bathrooms, pools, additions, and energy efficiency upgrades all add value. Even maintenance-driven projects like a new roof or AC system can be funded with a low-rate home improvement loan instead of cash. The interest may also be tax-deductible if the loan is used for the home (check with a tax pro).
Our Home Improvement Loans Process
Here's how we fund your project. Call or text me with the project details and an estimate of what you need. I'll go over the options — HELOC, home equity loan, cash-out refi, or a specialty renovation loan — and quote you the best rates. We'll pick the structure that fits your project timeline and your monthly budget. Once you say yes, we order the appraisal and move to closing. Most home improvement loans close in 25 to 35 days.
Home Improvement Loans Cost in Phoenix
Rates depend on the loan type, your credit, your equity, and the loan amount. HELOCs and home equity loans usually have higher rates than cash-out refinances but don't replace your first mortgage. I shop dozens of lenders to find the lowest combined cost. You'll see every fee in writing before closing.
Why Choose Us
I've funded renovations across Phoenix from $20K kitchens to $400K full remodels. Ten years in the business and 50-plus five-star reviews. Same-day response on every call and text. I'll match your project with the right loan structure so you don't overpay in interest or fees.
Ready to Get Started?
Ready to fund your renovation? Call or text Mark at (480) 690-9790 for a free quote today.
For more home equity options, see all of our Mortgage Lender services in Phoenix.
Reviewed by
Mark Fazio — Licensed Mortgage Loan Officer
NMLS #1455718 · Barrett Financial Group (NMLS #181106) · Phoenix, AZ
Mark Fazio is a licensed Phoenix mortgage broker with 10+ years of experience and over 1,000 home loans closed. He shops dozens of lenders to find the lowest rate on purchase, refinance, and specialty loans, and personally guides every client from the first call through closing.