Mortgage Lender in Phoenix AZHome Loans and Refinancing, Done Right
Buying a home or refinancing the one you own? As your mortgage lender connection, I shop dozens of lenders to find the loan that fits your life and your budget. From FHA and VA loans to conventional and jumbo, I cover the full range. You get one guide who handles everything from your first question to your final signature.
- 10+ Years Experience
- License NMLS# 1455718
- $500M+ in Loan Volume Closed
- Backed by the Nation's #1 Mortgage Brokerage
How We Help
You need a mortgage lender when you're ready to buy a home in today's challenging market or want to refinance into a better deal. Maybe you're a first-time buyer who needs a low down payment. Maybe you're a veteran who earned a VA loan. Maybe you've built up equity and want to lower your monthly payment. I help with all of it. Conventional loans, FHA loans, VA loans, jumbo loans for higher-priced homes, and refinances of every kind. I also help people who've been turned down before. A bank offers one product. I shop the whole market to find the lender most likely to approve you at the lowest rate. Whatever your goal, there's usually a loan that fits.
How It Works
It starts with a short call or text about your situation. I'll ask about your income, your savings, and the home you want to buy or refinance. I pull a soft credit check that won't ding your score and tell you exactly what you qualify for. If the numbers work, I send a pre-approval letter the same day so you can make strong offers. Once you're under contract, my AI tools handle most of the paperwork for you. I keep you posted every step of the way. Most loans close in 21 to 30 days, and I make sure there are no surprises when it's time to sign.
What It Costs in Phoenix
Your costs come down to your rate, your closing costs, and any points you decide to buy. Rates depend on your credit, your down payment, and the type of loan. Because I compare dozens of lenders, I often find a better rate than a single bank can offer. That can mean real savings every month and over the life of the loan. I show you the full picture in writing before you commit, including the rate, the monthly payment, and every fee. Nothing is hidden, and seller credits can help cover costs.
Explore Our Mortgage Lender Services
- Fast Close Mortgage Loans
- Conventional Home Loans
- FHA Home Loans
- VA Home Loans
- Jumbo Home Loans
- Home Equity Loans
- Home Improvement Loans
- Renovation Loans
- Cash Out Refinance for Rental Property
- Rate and Term Refinance
- FHA Streamline Refinance
- VA IRRRL Streamline Refinance
- Lower Monthly Payment Refinance
- Mortgage Payment Calculator
- Military Home Loans
- Low Credit Score Mortgage
Why Work With Mark
I've closed hundreds of home loans and refinances across the Valley over the past ten-plus years. Fifty-plus five-star reviews from real Phoenix homeowners. I shop dozens of lenders so you get the best rate, not just one bank's offer. You'll always know what's happening with your loan and why. Same-day response on every call and text. And if your scenario is tricky, I'll work to find a yes instead of a no.
Ready to Get Started?
Ready to buy or refinance? Call or text Mark at (480) 690-9790 for a free quote today. Same business day, every time.
Want the full menu? See all of our specialty loan programs for buyers and homeowners in Phoenix.
Reviewed by
Mark Fazio — Licensed Mortgage Loan Officer
NMLS #1455718 · Barrett Financial Group (NMLS #181106) · Phoenix, AZ
Mark Fazio is a licensed Phoenix mortgage broker with 10+ years of experience and over 1,000 home loans closed. He shops dozens of lenders to find the lowest rate on purchase, refinance, and specialty loans, and personally guides every client from the first call through closing.