Jumbo Home Loans in Phoenix AZLoans Above the Conforming Limit for Phoenix's High-End Homes
Buying a higher-priced home in Phoenix or Scottsdale? When the loan amount goes above the conforming limit, you need a jumbo loan. I shop dozens of jumbo lenders to find competitive rates and flexible terms for buyers in the upper price ranges.
- 10+ Years Experience
- License NMLS# 1455718
- $500M+ in Loan Volume Closed
- Backed by the Nation's #1 Mortgage Brokerage
When You Need Jumbo Home Loans
A jumbo loan is required any time the loan amount exceeds the conforming limit set by Fannie Mae and Freddie Mac. In Phoenix, that limit shifts each year, but generally any loan above roughly $760,000 to $810,000 falls into jumbo territory. Jumbo loans are used for luxury homes, custom builds, and high-end refinances. Some jumbo programs go up to several million dollars. Each lender has different rules, so the broker who works with the most jumbo lenders usually finds the best rate.
Our Jumbo Home Loans Process
Here's how we close your jumbo loan. Call or text me and we'll talk about the home, your income, and your assets. Jumbo lenders look harder at reserves and credit than conventional lenders. I'll pull a soft credit check and quote you the best jumbo rates I can find. Same-day pre-approval in most cases. Most jumbo loans close in 25 to 35 days. I'll explain every step.
Jumbo Home Loans Cost in Phoenix
Jumbo rates depend heavily on credit, down payment, and reserves (cash you have left over after closing). Some jumbo lenders are tighter, some are more flexible. I shop dozens to find the best fit. You'll see every fee, rate, and term in writing. No surprises.
Why Choose Us
Jumbo loans take a broker who knows which lender to send each deal to. I've closed plenty across Phoenix, Scottsdale, Paradise Valley, and beyond. Ten years in the business and 50-plus five-star reviews. Same-day response on every call and text. I'll match your scenario with the right lender for the best price.
Ready to Get Started?
Buying a higher-priced home? Call or text Mark at (480) 690-9790 for a free jumbo quote today.
For more lender options, see all of our Mortgage Lender services in Phoenix.
Reviewed by
Mark Fazio — Licensed Mortgage Loan Officer
NMLS #1455718 · Barrett Financial Group (NMLS #181106) · Phoenix, AZ
Mark Fazio is a licensed Phoenix mortgage broker with 10+ years of experience and over 1,000 home loans closed. He shops dozens of lenders to find the lowest rate on purchase, refinance, and specialty loans, and personally guides every client from the first call through closing.